Annual Insurance Disclosure
GENERAL LIABILITY
Insurer: _____________________________________________________________________
Policy Limits: ________ Amount of Deductible: ________ Policy Term: ________
PROPERTY DAMAGE
Insurer: _____________________________________________________________________
Policy Limits: ________ Amount of Deductible: ___ Policy Term: ________
Does coverage extend to real property improvements inside units? __ yes __ no
EARTHQUAKE: The Association __ does __ does not carry earthquake insurance.
Insurer: _____________________________________________________________________
Policy Limits: ________ Amount of Deductible: ___ Policy Term: ________
FLOOD: The Association __ does __ does not carry flood insurance.
Insurer: _____________________________________________________________________
Policy Limits: ________ Amount of Deductible: ___ Policy Term: ________
DIRECTORS & OFFICERS LIABILITY
Insurer: _____________________________________________________________________
Policy Limits: ________ Amount of Deductible: ___ Policy Term: ________
FIDELITY COVERAGE
Insurer: _____________________________________________________________________
Policy Limits: ________ Amount of Deductible: ___ Policy Term: ________
This summary of the association’s policies of insurance provides only certain information, as required by Section 5300 of the Civil Code, and should not be considered a substitute for the complete policy terms and conditions contained in the actual policies of insurance. Any association member may, upon request and provision of reasonable notice, review the association’s insurance policies and, upon request and payment of reasonable duplication charges, obtain copies of those policies. Although the association maintains the policies of insurance specified in this summary, the association’s policies of insurance may not cover your property, including personal property or real property improvements to or around your dwelling, or personal injuries or other losses that occur within or around your dwelling. Even if a loss is covered, you may nevertheless be responsible for paying all or a portion of any deductible that applies. Association members should consult with their individual insurance broker or agent for appropriate additional coverage.